Our state has already participated in health reform...how so? Take a look at the following webiste:
http://www.inclusivehealth.org/
This is North Carolina's high risk pool which started in January of 2009. Response has been positive with continuing enrollment. How do you qualify? You have to have applied and been denied coverage for a traditional individual health insurance plan and have a qualifying medical conditions. Premiums are slightly more than a regular plan, but the coverage provided is sufficiently adequate and manageable from a premium perspective. There is very little insurance agent involvement in this process, but the end result provides coverage for those who previously could not obtain coverage.
Might this be somewhat similar to how the proposed "Exchanges" or "Connectors" work--time will tell.
Wednesday, August 5, 2009
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